Construction Injuries - The FAQ's and the Facts

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Working at a construction site is one of the most dangerous occupations in the United States. In 2006, the latest year for which statistics are available, 1226 construction workers died from injuries on the job. General unskilled laborers are the group most at risk, accounting for 27% of construction site deaths. Ironworkers and roofers also experienced high rates of injury and death. Here are some FAQ's and facts about construction injuries.

How common are construction site injuries? Every year one out of ten construction workers sustains an injury on the job.

What is the most frequent type of accident on construction sites? Falls, both in place and from height, are the most frequent type of accidents on construction sites. Other causes of injury include electrocution, trench cave-ins, and malfunctioning equipment, especially cranes, forklifts and other machinery.

What is the most frequent type of injury sustained in construction? Back injuries are the most frequently occurring type of construction injury.

Do certain trades have higher rates of injuries and death? Unskilled laborers have the highest rate of fatal injuries. Among the skilled trades, ironworkers and roofers have the highest rates of injury. For ironworkers, decking operations carry the highest risk of injury.

Can a construction injury attorney help me claim compensation for loss of earning capacity if I am injured on a construction job? An experienced construction attorney will work to recover lost earnings, and seek compensation loss of earning capacity. For example, if you earn a regular salary, and because of your injury you miss several weeks or several months of work, you are entitled to be reasonably compensated for the entire loss of earnings from the time of your injury until you are able to return to full time work.

What kinds of expenses are involved in a construction site lawsuit? Although each case is unique, most construction site lawsuits involve fees for investigators, consultants and expert witnesses, including engineers and medical personnel, case analysis, photography, computer graphics, and other expenses associated with preparation of models and evidence. In addition there are costs associated with researching and preparing a case, deposing witnesses, and court costs.

How can I pay for a lawsuit? The usual arrangement for hiring a lawyer in a construction injury case is a contingent fee agreement. The attorney agrees to be paid a fee only if the client's case is ultimately successful, either by settlement out of court or by a judgment following a court proceeding. The attorney then receives a percentage of the final amount recovered. This fee arrangement is helpful for most people because it does not require the person bringing the case to pay any money up front. Often the attorney may also be able to front part or all of the costs of litigation until the conclusion of the case.

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Construction Injuries - The FAQ's and the Facts

Image : http://www.flickr.com

Working at a construction site is one of the most dangerous occupations in the United States. In 2006, the latest year for which statistics are available, 1226 construction workers died from injuries on the job. General unskilled laborers are the group most at risk, accounting for 27% of construction site deaths. Ironworkers and roofers also experienced high rates of injury and death. Here are some FAQ's and facts about construction injuries.

How common are construction site injuries? Every year one out of ten construction workers sustains an injury on the job.

What is the most frequent type of accident on construction sites? Falls, both in place and from height, are the most frequent type of accidents on construction sites. Other causes of injury include electrocution, trench cave-ins, and malfunctioning equipment, especially cranes, forklifts and other machinery.

What is the most frequent type of injury sustained in construction? Back injuries are the most frequently occurring type of construction injury.

Do certain trades have higher rates of injuries and death? Unskilled laborers have the highest rate of fatal injuries. Among the skilled trades, ironworkers and roofers have the highest rates of injury. For ironworkers, decking operations carry the highest risk of injury.

Can a construction injury attorney help me claim compensation for loss of earning capacity if I am injured on a construction job? An experienced construction attorney will work to recover lost earnings, and seek compensation loss of earning capacity. For example, if you earn a regular salary, and because of your injury you miss several weeks or several months of work, you are entitled to be reasonably compensated for the entire loss of earnings from the time of your injury until you are able to return to full time work.

What kinds of expenses are involved in a construction site lawsuit? Although each case is unique, most construction site lawsuits involve fees for investigators, consultants and expert witnesses, including engineers and medical personnel, case analysis, photography, computer graphics, and other expenses associated with preparation of models and evidence. In addition there are costs associated with researching and preparing a case, deposing witnesses, and court costs.

How can I pay for a lawsuit? The usual arrangement for hiring a lawyer in a construction injury case is a contingent fee agreement. The attorney agrees to be paid a fee only if the client's case is ultimately successful, either by settlement out of court or by a judgment following a court proceeding. The attorney then receives a percentage of the final amount recovered. This fee arrangement is helpful for most people because it does not require the person bringing the case to pay any money up front. Often the attorney may also be able to front part or all of the costs of litigation until the conclusion of the case.

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Health Insurance and Accidental Injuries

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If you or a loved one has suffered an injury, whether from a car accident, slip and fall accident, or some other type of incident it is extremely beneficial for the accident victim that has their own health insurance coverage. Personal health insurance is helpful even if the negligent third party responsible for the injury will be ultimately covering your related medical bills.

With few exceptions the responsible party's insurance company will not be making any payments until the injury case comes to a final resolution. Consequently, having ones own medical coverage permits greater latitude in obtaining the necessary and appropriate medical care and provides a wider range of choices when it comes to medical providers for your injuries. Without personal insurance an accident or injury victim must rely on their attorney to locate the appropriate care for the victim. This may include not only doctor referrals, but referrals in the correct medical specialties in a convenient locale for the victim to undergo treatment for their accident related injuries. From time to time it is difficult to source such a health care provider, particularly if the victim is in need of surgery.

The most typical types of insurance that an attorney sees is either work related health insurance, and, or, any medical payments (med-pay) benefits under the victims own personal motor vehicle insurance policy, if a car accident related injury. In the case of personal or work related health insurance, the money that is paid out to settle the medical bills of the accident victim are typically reimbursable out of the proceeds of the third party injury settlement or award. This prevents the victim from a double recovery. Double recovery would mean that the victim's bills would be paid, and they would keep the award for those same bills. Obviously if there is no personal injury monies paid out by the negligent party then there is no duty to reimburse the health insurance for what they have paid out.

Often time's car owners have medical payments benefits ("med-pay") under their automobile insurance policy. Med-pay benefits require the automobile insurance company to pay reasonable and necessary medical bills for any of the injured occupants of the car up to the predesignated limits of the contracted benefits. In the past, many insurance companies did not have reimbursement clauses in their car insurance policies. Today most, but not all, car insurers have the right, per their contract of insurance, to reimbursement of monies paid out by them from the proceeds of the injury victim's third party settlement or award.

In most cases, the funds subjected to reimbursement are reduced by the same percentage as the victim paid in attorney's fees. In some cases the personal injury attorney may be able negotiate a greater reduction in the reimbursement amount. It is important to consider the benefit reimbursement issue when calculating what the net settlement that may be received by the injury client. An experienced personal injury lawyer can best advise their client on all matters surrounding insurance issues and the reimbursement issue.

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Construction Injuries - The FAQ's and the Facts

Image : http://www.flickr.com

Working at a construction site is one of the most dangerous occupations in the United States. In 2006, the latest year for which statistics are available, 1226 construction workers died from injuries on the job. General unskilled laborers are the group most at risk, accounting for 27% of construction site deaths. Ironworkers and roofers also experienced high rates of injury and death. Here are some FAQ's and facts about construction injuries.

How common are construction site injuries? Every year one out of ten construction workers sustains an injury on the job.

What is the most frequent type of accident on construction sites? Falls, both in place and from height, are the most frequent type of accidents on construction sites. Other causes of injury include electrocution, trench cave-ins, and malfunctioning equipment, especially cranes, forklifts and other machinery.

What is the most frequent type of injury sustained in construction? Back injuries are the most frequently occurring type of construction injury.

Do certain trades have higher rates of injuries and death? Unskilled laborers have the highest rate of fatal injuries. Among the skilled trades, ironworkers and roofers have the highest rates of injury. For ironworkers, decking operations carry the highest risk of injury.

Can a construction injury attorney help me claim compensation for loss of earning capacity if I am injured on a construction job? An experienced construction attorney will work to recover lost earnings, and seek compensation loss of earning capacity. For example, if you earn a regular salary, and because of your injury you miss several weeks or several months of work, you are entitled to be reasonably compensated for the entire loss of earnings from the time of your injury until you are able to return to full time work.

What kinds of expenses are involved in a construction site lawsuit? Although each case is unique, most construction site lawsuits involve fees for investigators, consultants and expert witnesses, including engineers and medical personnel, case analysis, photography, computer graphics, and other expenses associated with preparation of models and evidence. In addition there are costs associated with researching and preparing a case, deposing witnesses, and court costs.

How can I pay for a lawsuit? The usual arrangement for hiring a lawyer in a construction injury case is a contingent fee agreement. The attorney agrees to be paid a fee only if the client's case is ultimately successful, either by settlement out of court or by a judgment following a court proceeding. The attorney then receives a percentage of the final amount recovered. This fee arrangement is helpful for most people because it does not require the person bringing the case to pay any money up front. Often the attorney may also be able to front part or all of the costs of litigation until the conclusion of the case.

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Looking Through The Mist - Minor impact soft tissue injuries

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As a personal injury lawyer in California can, a lawyer, or elsewhere, so I tell you, with little effect on cases that are the types of soft tissue injuries, including whiplash injuries, especially "red flag" from the field insurance as a case with special needs. These cases were caused by the code-word "nebula known as the abbreviation of a minor impact soft tissue injury. The idea behind the shit" "damages with insurance companies to providefor lower pay outs for claims resulting in little or no damage to the vehicles involved in an auto accident, and to also permit the insurance companies to pay less for injury claims that cannot be easily seen by the naked eye.

MIST cases are typically denied in their entirety by the defendant's insurance company. If the MIST claims are not denied categorically, the defendant's insurance company will often make an extremely low offer to settle, often not enough to even cover all the related injury expenses. This holds true even in cases where the defendant is clearly at fault in the accident. What can be even more frustrating is the fact that often, fault is admitted by the defendant in the accident. The insurance companies simply state that these "low ball" settlement offers are in keeping with what they see jury verdicts rendering in these kinds of related personal injury cases. As a result of the difficulty in litigating MIST injuries, many personal injury attorneys no longer accept car accident cases involving only minor damage to a vehicle if the damage is involved injury of soft tissues.

The difficulty of soft tissue injury litigation created a dilemma, so that a victim of traffic accident with only two choices: adopt the policy of offering a solution or a process that will bring the defendant before the court. Although not accept a proposal for a regulation of insurance, there are several factors to consider, while the decisionmaking process. The first thing to remember is that going to court involves a substantial commitment of time for both the representing attorney and the recovering client. The second idea to consider is that bringing a case to trial and ultimately through to a verdict is often costly in terms of the expenses required to so, including but not limited to the costs of specialists, medical experts, and accident re-constructionists. Thirdly, it must also be noted that litigation can be risky and that there are absolutely no guarantees as to a successful result. It is up to the client to request their personal injury attorney to proceed through a cost-benefit analysis to determine if the case can be successfully litigated in a cost effective manner.

For victims of MIST injuries, it is important to engage in an active discussion about the possible outcomes of the options comprising soft tissue litigation. It is also important that one question their attorney about the bottom line when obtaining advice for an appropriate course of action to best resolve the soft tissue injury case.

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